Town's Trust

[Raynor]

What is this coffer to be used for? Is it solely for the ritual of leadership that malachite gave us last gathering? Does the clerics guild not ask for donations to it's coffers to further the mystical studies? Does the mages guild not request that we give to it's coffers to further our arcane prowess? The merchants cartel i have heard of wishes a small donation so as to further trade within the town. All these coffers in town requiring gold for a reason and yet this one i see which maybe the most important one is without such a reason. Make no mistake i can and will pay the tax but i do not see the point in doing so. 
Will this town coffer be accessable to anyone who needs it. Let's say the arcane artisan guild has come into town and have a rather nice magic sword. I check the price and i am 10 gold short...Would i be able to assess the town coffer to obtain an item that would help the town? Perhaps a more abstract idea. Anyone remember fennel the fox? He wanted gems or he would kill us all with a horrible beast. What of someone where to attempt such a thing with gold and proved that he could destroy us? Would the town coffer be used for this? 
I do not wish to start a riot but rather i want reasons because this tax, which is what it is there is no point in calling it donation, will cause unrest in due time if the money is never touched accept to do malachite's ritual. Well that's my two cents.